If something happens in the course of work, it may be a WorkSafeBC issue.
If something happens outside of the course of work, the Refrigeration Workers Health & Welfare Plan includes Short-Term and Long-Term Disability Insurance for Class 1, 2, and 12 members. Short-Term Disability Insurance terminates at age 70. Long-Term Disability Insurance terminates at age 65.
The first step is to go see a doctor/physician. If your injury or illness will prevent you from working, contact the UA 516 Health & Welfare Office as soon as possible so that we can get the process underway. The Health & Welfare Office must prepare a final report to accompany the short-term disability application when it is sent to Canada Life, otherwise the application will be put on hold. To save time, you can download the 2 files you need: Employee Statement and Physician Form. The physician only needs to fill out the section applicable to your claim (not all pages).
Disability benefit payments are taxable, and the Canada Revenue Agency requires Canada Life to withhold tax from each payment.
Currently, the Short-Term Disability benefit amount is $600 weekly.
Currently, the Long-Term Disability benefit amount is $2,500 monthly.
For more information, review the plan booklet here.
Looking to purchase additional disability insurance? Click here for more information.